“I first met The ARA team at an information seminar and she was informative, presented the information and the company's mission and purpose in a concise and passionate manner. I met with her in a matter of days and she was very thorough in explaining the complicated navigation of all the medicare options. She broke the information down in an understandable step-by-step and explained everyt…”

“I previously went to one of their seminars last summer and chose to trust them with my medicare decision because they promised to provide an unbiased process. They can do this because they offer ALL medicare plans and have no vested interest in offering any particular plan. Starting with my call to Judy, who set up my appointment and told me exactly what to do and what to bring, everything was…”

“Like most people, I didn’t think I’d ever get to retirement and before I know it… I receive my Medicare drug card in the mail and thought…. great, now what do I do? I was lucky enough to attend a workshop lead by David & David and the information they presented was clear and to the point. It took a lot of the guess out of navigating the system. I was pretty sure I knew which plan I was…”

“The ARA team was fantastic! I can't say enough positive things about her, she was professional yet she was down to earth and she made me feel comfortable like an old friend. She checked into all kinds of things she could think of that could possibly help me even though I didn't ask about them. I had been bombarded with all kinds of ads in the mail and on TV about Medicare and bein…”

“Marc was very patient and thorough when discussing my Medicare options with me. I had one question that although Marc was certain he knew the answer, he contacted the company for clarification on the topic. As it turned out Marc was correct in his initial thinking. His dedication in ensuring he conveys the correct information is impressive. Ultimately Marc crafted the perfect plan, at the best …”

“On my first visit, David took the time to explain the Medicare Benefits to me. He is detailed, patient and extremely knowledgeable with all aspects of retirement and a pleasure to talk to. He researched all available plans and provided me a list I could choose from that contained all of my doctors and would fit my budget. His wealth of knowledge guided me through the process of selecting the be…”

“The ARA team took the time to review detail and all options for my coverage, to best suit my personal needs. Her sincere care in questioning and listening allowed us to select benefits that are not cookie cutter, but for me. I wish I could share and I do try every chance I get, to tell patients in my office the value of the service The ARA team provides. It is so unfortunate how many experi…”

“David Schaeffer and his Staff are unbelievable. David is well informed about every avenue of Social security and Insurance. David is smart ,quick and gets the job done, which my husband and I like very much. He has answers to all your questions and breaks things down for us to understand the ever powering world of Medicare and Insurance. It is my advice to go there and you will get everything …”

“I listened to David's virtual Medicare Information meeting, then spoke to him on the phone and finally just had my virtual meeting to pick and do the paperwork to apply for my chosen plan. I have to say, David is a Godsend! I'm sure plenty of people have said they were inundated with so much medicare coverage information, it's overwhelming. But, I was put at ease as David as…”

“The ARA team Semler was absolutely wonderful in helping me choose my 2026 Advantage plan. My current plan (Aetna Advantage Prime) had doubled copays and reduced coverage, so I needed a better fit for my health needs. The ARA team took the time to review my providers, medications, and the specific benefits that matter most to me — including staying with my podiatrist after foot surgery and conti…”

“Marc was extremely knowledgeable with regard to the Medicare subject matter. I gained confidence that he was uniquely qualified to utilize that knowledge in assisting me in making a crucial decision, that will be in the best interests of me and my family. He gave me a clear impression of his commitment, in living up to his fiduciary responsibility. I was equally impressed with his software algo…”

“I met with David Schaeffer of American Retirement Advisors on approximately September 23, to discuss and make important choices pertaining to my Medicare eligibility options. David was very prepared, professional, articulate, and concise. He utilized technology tools and visual illustrations very effectively, in order to explain complicated and confusing information. David was very good at l…”

“My wife had a very complicated Medicare scenario involving keeping her current oncology physician, moving to a different county, cancer drug costs etc. We were very concerned as to how we could maintain our quality of healthcare for my wife, and do it cost effectively. The ARA team was able to navigate us to the best possible Medicare program, which allowed us to keep her oncologist and outpa…”

“Due to still working when I first applied for Medicare Part A, I choose to continue with my employer's medical insurance plan. When it came time to switch to Medicare part B along with a supplemental plan and drug coverage, I am so glad a co-worker of mine had recommended The ARA team. As usual for me I am a procrastinator, with The ARA team's patience and guidance I was able to find…”

“The ARA team deserves all the stars you could fit into this box. Plenty more than 5. She is professional, courteous, and very intelligent with what she does. If it wasn't for The ARA team,I would be very mixed up and seeking help from one of the multiple unscrupulous persons that are trying to reach me by phone or mail now. I started off with the seminar, followed by 2 face to face appoint…”

“The ARA team deserves all the stars you could fit into this box. Plenty more than 5. She is professional, courteous, and very intelligent with what she does. If it wasn't for The ARA team,I would be very mixed up and seeking help from one of the multiple unscrupulous persons that are trying to reach me by phone or mail now. I started off with the seminar, followed by 2 face to face appoint…”

“Prior to this experience, I had dreaded this process — sorting through all the options trying to make a decision for what best suited me. And every day in my mailbox was advertising from various providers, which made this task seem even more daunting. However, David presented all the options and explained them thoroughly in terms I could understand. He then followed up with an email attaching …”

“I met with The ARA team a couple of times. She consistently presents as knowledgeable, professional, and trustworthy. She inspired confidence in me (and I'm not a person who trusts easily). She also welcomed my husband, who joined me at the last minute at a meeting and he had many questions. The ARA team answered them all in a thorough, cheerful, and educated manner. She was able to …”

“We met with Mr. Schaeffer and we had previously met him at a seminar at Mustang Library in Scottsdale. Mr. Schaeffer is very affable and his knowledge about Medicare is second to none. He made the initial meeting very informative, educational even though we went through the seminar and were given great insight at that event. Mr. Schaeffer is a busy man but yet he made us feel that the time w…”

“I attended the seminar last year in Mesa, Arizona at the Mesa Public Library regarding Medicare. I did ask The ARA team a fe w questions prior to leaving, she gave me her Business Card and said to call, Because of the virus and because I could not Skipe on my laptop we had to email and talk on the phone. As we talked on the phone and she emailed me information to view, I asked questions an…”

“My advisor, Mr. Marc Frye, deserve all the 5 stars up there because he was very helpful, patient in helping me switch from medicare advantage to original medicare and had made the switching quite smooth. I had emailed him several times maybe 10X or more to ask all the questions that I had and he will immediately answer all the questions that day…..it is very important to have somebody who wi…”

“Working with The ARA team is the best thing I’ve done for myself in a long time. I had no vision as to what my retirement would look like or when, but, with The ARA team’s help, I no longer feel stressed about my future. She is so knowledgeable, kind, and caring. The ARA team fit the details perfectly to my particular situation. I confidently chose Medicare and Social Security options as well a…”

“After providing David with information and certain medical issues pertinent to me in order to find out just the right plan for me, David presented me with charts comparing differences. It quickly became quite obvious as to which two of the choices presented to me would be optimal for my situation. David was quite prepared and very articulate about explaining details to me. I feel quite confid…”

“The ARA team is the best in every way! We went to a seminar she gave about Medicare many many years ago and I’ve never forgotten her which is why I took her name down so I would remember her when I needed Medicare. My husband is retiring in two weeks and she has helped us every step of the way plus some.. actually a lot! Because, we had so many questions and she answered every single one so pro…”

“Kyle was very professional and friendly. He showed comparison of my current Humana Medicare Advantage plan with the new Humana plan introduced for 2022. Without advocating for one plan vs the other, I think he showed me that the new plan would be beneficial for me. Very glad I spent the time to meet with Kyle, and appreciate that American Retirement Advisors made the in-person appointment av…”

“I would give The ARA team and American Retirement Advisors 10 stars out of 5 if I could! After getting confusing, poor advice as well as incorrect information from others who contacted me regarding Medicare, I found ARA. The ARA team is highly knowledgeable and she thoroughly explained everything to me. I was on an employer group health plan so there were many choices I needed to consider. The …”

“David was referred to us by one of your other clients whom my husband worked with for many years. My husband’s friend said that David was excellent in helping people navigate making these difficult decisions about supplementing Medicare insurance. And we found this to be true! David explained very well the processes and options and answered questions in detail. We felt that he wanted the be…”

“When she got my message today about my upcoming address change, she started working on my Medicare Part D in the state I was moving to so that she could provide me all of my options (including best price!). She emailed me all of the information and then called me back, per my request, to answer the few questions that I had. During that call, she made sure I understood the answers and even did …”

“Marc is very knowledgeable. He took his time to explain our options, and was not pushy. My husband and I are new to this process. You literally need to take a class to understand the Social Security and Medicare process. Luckily we did go to some classes, but Marc made the Medicare signup easier to understand and he helped us sign up for the best plan with the least amount of expenditure for…”

“David went above and beyond to explain medicare intricancies to me in easy to understand language. He anticipated my needs and offered many options which allowed us to zero in to what would work for my personal needs. No pressure but David made sure I understood deadlines involved to make my enrollment decisions as to not incur any delays or penalties. I left the office feeling empowered and…”

“As a Retired Federal Government (Department of Defense) employee, Mr. Marc Frye was able to find the right Medicare Plan for me. He was able to find the best plan with regards to my current government health plan, medications, and compared Medicare Advantage to the Supplement. Marc was very knowledgeable, compassionate, caring, understanding, and patient. As a result, I was able to make a de…”

“I could not believe how complicated the process of getting medicare is. I found out that I already made some mistakes (not costly yet) and how to avoid other costly mistakes! Marc helped me fix the mistake I already made and showed me how to save from making any more. Marc spoke to me in terms that were easy to understand and when I told him he was speaking a language I didn't understand,…”

“I attended one of the Dave and Dave seminars last year, to early for me attend, and it was so fast and comedic I really got lost in the information. Now that I had a 1-on-1 with Dave Edge he put all my fears to rest and explained everything so well. He truly is a gem. I am so glad he is representing your company. He is kind, intelligent, funny and lays it all out for you. Then, sends you …”

“Hello, My husband and myself ( Shelly K Mandello ) arrived at Marc's office for a pre-arranged appointment that I had for my Medicare needs. Marc was very helpful by giving me the precise information that I needed in order for me to make a decision for my Medicare supplement that I needed for this October 2020 year. Marc was very informative with his knowledge of all the different suppl…”

“The ARA team was incredibly knowledgeable about the Medicare options including the option through Arizona State Retirement System (ASRS) that is available to me. She is truly 5 star material! The only reason I gave 4 stars is that the wording on one answer and a date on another answer were not 100% accurate. Instead of going back on the computer and changing what was typed and reprinting the p…”

“Plain and simple they did everything they said they would do from back in the training class. My entire connection with them was respectful and first class, I have told many,many friends and family members not to even fool with any one else, simply attend the short information class, you will get all you need know then 90 days before 65 meet with your agent and you will get the best possible co…”

“American Retirement Advisors is an AMAZING company!! I met with The ARA team Semler, and she is a Godsend. I don't know where I would be without her. She is EXTREMEMLY knowledgeable, friendly, and efficient. She took care of all my Medicare needs and questions in the hour which we meet. I also love the fact that these meetings can be done virtually. So convenient! The ARA team is al…”

“As a retired attorney who is an expert on employer group health plans, it was important to me to find the right Medicare advisor to select the appropriate coverage to supplement Part B (i.e., with a Medigap policy and appropriate Part D plan, or through a Medicare Advantage product). I attended an American Retirement Advisors Easy 123 Medicare seminar and made an appointment with The ARA team …”

“Thorough, professional, punctual, explained things well, knowledgable, and well prepared. Prior to dealing with American Retirement advisors and The ARA team Semler in particular, I had been overwhelmed and unable to have anyone answer my questions as I approached Medicare age. Even those already on medicare usually didn't understand what they had – supplement, advantage plan, etc. The …”

“The ARA team was very informative and spoke in "Layman's" terms. No legal mumbo- jumbo that no-one understands..The ARA team made it fun to discuss ALL THE ISSUES with getting the RIGHT choice–the FIRST time around…She didn't steer me,as I had assumed. She thoroughly explained each plans options and cons. With my "Life Experiences" history, I must know where I w…”

“Dave was so informative, he knew the Medicare’s system backwards and forward. He answered all of our questions and gave us a clear understanding of all the parameters required to meet our individual needs. He was referred by a very good friend and he did not disappoint. We felt very honored that the CEO of American Retirement Advisors himself helped us through this process. He made signing…”

“The ARA team is awesome. I went with my wife for her first pre-retirement meeting with The ARA team. After they got my wife’s Medicare plan worked out. The ARA team asked me if I had made the change from Aetna Prime to Aetna Prime Plus. I wasn’t aware of the new plan. We made an appointment to go over it and that was done yesterday. I’m very pleased with the results. The ARA team does a great j…”

“Wife and I arrived early for our appointment, Mr. Schaeffer saw us in VERY shortly after our arrival. He is supremely organized , and possessed superior command of the subject and how to match the best vendor(s) with a given client. A process that could have taken long hours for a first timer , literally told less than 45 minutes, including banter. Considering the vast number of offerings that…”

“Dave has got to be one of the nicest most "user friendly" advisor I have spoken to. He is always available to answer any and ALL questions that I have and also give me the reason behind the answer. He doesn't tell me what to do but give me many options and we discuss what would be the best for me. This whole 65 years old and Medicare thing is a very scary process. He has made …”

“The ARA team Semler deserves 5 stars because she is a health insurance superstar. My wife and I were amazed at not just the breadth and depth of her expertise, but also the kind wisdom and insight that obviously guided her advice. She transacts business with lightning speed and yet carefully ensures the client remains both informed and completely comfortable with the myriad decisions along the …”

“The ARA team is very friendly, professional and knowledgeable. She welcomed every question we had and answered very matter-of-factly, while providing alternatives with meaningful context. We went into our meetings with her somewhat kerfuffled by the seeming obscurity of the choices for medicare. We left knowing the options and impacts, and confident we made the right choices. She was obviou…”

“Kyle made sure all data was correct for my doctors and pointed out the pros and cons of making a change. He even gave me a probable reason for uncollected co-pays that I was unaware of. From my arrival greeting to a confirmation call verifying the follow up documentation I texted in post in person appointment was received this was the most professional customer service I've received in ye…”

“I've been impressed with American retirement advisors since we first went to the informative meeting, and after what they have accomplished with our savings in a downturn environment has made all the difference. We were unsure about our future goals in retirement, and with all of there help with everything that needs to happen we have a fluid plan in place. The thing is that we had the ide…”

“The ARA team is so experienced and skilled in the Medicare field. She goes above and beyond to ensure the right Medicare product is in place for the client. I had complete confidence in her assistance. She did such a fantastic job in getting me the right Medi-gap plan and Part D drug plan for my unique needs. I will be recommending your services to others. No one should be trying to navigate th…”

“David Schaeffer worked with my wife when it was time for her to enroll in Medicare Supplement programs. We attended the seminar and found him to be extremely knowledgeable and professional. The Medicare experience was simplified greatly and anything that was confusing was explained until all questions were answered and all subject matter was understood. There was no question that I was going …”